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Research ArticleOriginal Research

Parents’ Report of Their Children’s Underinsurance Status After the Affordable Care Act

John M. Pascoe, Adrienne Stolfi, Gregory Eberhart and Harry Khamis
The Journal of the American Board of Family Medicine January 2021, 34 (1) 208-215; DOI: https://doi.org/10.3122/jabfm.2021.01.200036
John M. Pascoe
From the Department of Pediatrics, Wright State University–Boonshoft School of Medicine, Dayton, OH.
MD, MPH
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Adrienne Stolfi
From the Department of Pediatrics, Wright State University–Boonshoft School of Medicine, Dayton, OH.
PhD
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Gregory Eberhart
From the Department of Pediatrics, Wright State University–Boonshoft School of Medicine, Dayton, OH.
MD
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Harry Khamis
From the Department of Pediatrics, Wright State University–Boonshoft School of Medicine, Dayton, OH.
PhD
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  • Article
  • Figures & Data
  • References
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Article Figures & Data

Tables

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    Table 1.

    Characteristics of the Study Children and Parents

    Variable/LevelAll ParentsNo. (%)Pre-ACANo. (%)Post-ACANo. (%)P Value
    Underinsured (n = 5043)   
     No4219 (83.7)3297 (83.1)922 (85.6).051
     Yes824 (16.3)669 (16.9)155 (14.4) 
    Parent (n = 5043)    
     Mother4325 (85.8)3454 (87.1)871 (80.9)< .001
     Father718 (14.2)512 (12.9)206 (19.1)
    Parent education (n = 5025)    
     ≤ AA/some college3309 (65.9)2661 (67.4)648 (60.3)< .001
     ≥ College grad1716 (34.1)1289 (32.6)427 (39.7) 
    Household income (n = 4957)    
     < $50,0002572 (51.9)2095 (53.6)477 (45.5)< .001
     ≥ $50,0002385 (48.1)1814 (46.4)571 (54.5) 
    Parent race (n = 4990)   
     Black/other835 (16.7)649 (16.6)186 (17.3).573
     White4155 (83.3)3266 (83.4)889 (82.7)
    Parent marital status (n = 5030)   
     Married3518 (69.9)2750 (69.5)768 (71.4).226
     Unmarried1512 (30.1)1205 (30.5)307 (28.6)
    Child overall health (n = 5027)    
     Fair/poor171 (3.4)128 (3.2)43 (4.0).169
     Good733 (14.6)571 (14.5)162 (15.1) 
     Very good1976 (39.3)1535 (38.9)441 (41.0)
     Excellent2147 (42.7)1717 (43.5)430 (40.0)
    Child age category (n = 5017)
     0.0 to 5.9 years2487 (49.6)2004 (50.9)483 (44.8).001
     6.0 to 12.9 years1767 (35.2)1364 (34.6)403 (37.4)
     13.0 to 17.9 years763 (15.2)572 (14.5)191 (17.7)
    Child gender (n = 5005)
     Female2370 (47.4)1879 (47.8)491 (45.7).214
     Male2635 (52.6)2051 (52.2)584 (54.3)
    Child insurance (n = 5019)   
     Private2950 (58.8)2307 (58.4)643 (60.0).345
     Public2069 (41.2)1641 (41.6)428 (40.0)
    Mean (SD)Mean (SD)Mean (SD)P Value
    Parent age (years) (n = 4982)34.5 (8.1)34.2 (8.1)35.6 (8.1)< .001
    • AA, Associate of Arts; ACA, Affordable Care Act; SD, standard deviation.

    • View popup
    Table 2.

    Risk Factors for Childhood Underinsurance

    Variable/LevelUnadjusted OR (95% CI)P ValueAdjusted* OR (95% CI)P Value
    Time period   
     Pre-ACA1.18 (0.98–1.43).0861.10 (0.90–1.34).340
     Post-ACAReferenceReference
    Parent   
     Mother2.04 (1.56–2.70)< .0011.93 (1.46–2.55)< .001
     FatherReferenceReference
    Parent education   
     ≤ AA/some college1.69 (1.42–2.00)< .0011.30 (1.06–1.60).011
     ≥ College gradReferenceReference
    Household income    
     < $50,0001.98 (1.69–2.32)< .0012.71 (2.15–3.40)< .001
     ≥ $50,000ReferenceReference
    Parent race    
     Black/other1.33 (1.09–1.61).0041.19 (0.97–1.47).095
     WhiteReferenceReference
    Parent marital status   
     Married0.84 (0.71–0.98).0321.19 (0.99–1.44).071
     UnmarriedReferenceReference
    Child overall health
     Fair/poor4.17 (2.96–5.88)< .0013.71 (2.61–5.29)< .001
     Good2.21 (1.78–2.75)< .0011.97 (1.58–2.47)< .001
     Very good1.35 (1.13–1.62).0011.28 (1.07–1.54).008
     ExcellentReferenceReference
    Child age category
     0.0 to 5.9 years0.86 (0.69–1.08).2070.82 (0.62–1.09).174
     6.0 to 12.9 years1.16 (0.92–1.46).2061.13 (0.88–1.45).337
     13.0 to 17.9 yearsReferenceReference
    Child insurance   
     Private0.95 (0.81–1.11).5222.19 (1.78–2.69)<.001
     PublicReferenceReference
    Parent age (years)1.00 (0.99–1.01).1141.00 (0.98–1.01).598
    • ↵* Odds ratios are adjusted for all other variables in the model; n = 4802. For child age category, the unadjusted odds ratio for 6.0 to 12.9 years compared with 0.0 to 5.9 years was 1.34; 95% CI, 1.14–1.59; P = .001, and the adjusted odds ratio was 1.38; 95% CI, 1.13–1.68; P = .001.

    • AA, Associate of Arts; ACA, Affordable Care Act; OR, odds ratio; CI, confidence interval.

    • View popup
    Table 3.

    Study Outcome Measures Pre Versus Post-ACA

    Study Outcome MeasuresAll ParentsNo. (%)Pre-ACANo. (%)Post-ACANo. (%)P Value
    During the past 12 months, you/your child were unable to:
     See a specialist to whom referred225 (4.5)180 (4.6)45 (4.2).597
     Have a recommended test done171 (3.4)138 (3.5)33 (3.1).502
     Fill a recommended prescription394 (7.9)319 (8.1)75 (7.0).237
     Obtain other medical care needed194 (3.9)160 (4.1)34 (3.2).181
     Make/keep appointment with regular doctor263 (5.2)230 (5.8)33 (3.1)< .001
    Compared with 3 years ago, obtaining child’s medical care is:
     Harder776 (17.3)607 (17.5)169 (16.8).658
     The same3428 (76.6)2661 (76.6)767 (76.5)
     Easier274 (6.1)207 (6.0)67 (6.7)< .001
    During the past 12 months, child’s health has suffered because of not being able to afford the cost of any needed care290 (5.8)239 (6.1)51 (4.7).101
    • ACA, Affordable Care Act.

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The Journal of the American Board of Family     Medicine: 34 (1)
The Journal of the American Board of Family Medicine
Vol. 34, Issue 1
January/February 2021
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Parents’ Report of Their Children’s Underinsurance Status After the Affordable Care Act
John M. Pascoe, Adrienne Stolfi, Gregory Eberhart, Harry Khamis
The Journal of the American Board of Family Medicine Jan 2021, 34 (1) 208-215; DOI: 10.3122/jabfm.2021.01.200036

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Parents’ Report of Their Children’s Underinsurance Status After the Affordable Care Act
John M. Pascoe, Adrienne Stolfi, Gregory Eberhart, Harry Khamis
The Journal of the American Board of Family Medicine Jan 2021, 34 (1) 208-215; DOI: 10.3122/jabfm.2021.01.200036
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