Appendix B.

Regression Model of 2019 Total Allowed Patient Costs with 3-way Interactions

VariableModeled CoefficientsImplied Percent Change
Intercept  8.5760 (8.5572, 8.5949)$5303.11 ($5204.00, $5404.11)
Age  
 Centered at 53,
Unit Increase of 10
0.0039 (0.0018, 0.0061)0.4% (0.2%, 0.6%)
Gender  
 Woman0.0968 (0.0939, 0.0996)10.2% (9.8%, 10.5%)
 ManREFERENCEREFERENCE
SDI  
 75+  0.0035 (−0.0015, 0.0085)0.3% (−0.1%, 0.8%)
 1 to 74REFERENCEREFERENCE
Rurality (From RUCA)
 Isolated small rural town  0.0155 (0.0047, 0.0264)1.6% (0.5%, 2.7%)
 Large rural city/town  0.0053 (−0.0056, 0.0162)0.5% (−0.6%, 1.6%)
 Small rural town0.0179 (0.0083, 0.0276)1.8% (0.8%, 2.8%)
 UrbanREFERENCEREFERENCE
Payer  
 Medicare−0.4286 (−0.4368, −0.4203)−34.9% (−35.4%, −34.3%)
 Medicaid  −0.2960 (−0.3038, −0.2881)−25.6% (−26.2%, −25.0%)
 Commercial  REFERENCEREFERENCE
CCI (log)  
 Centered at 0,
Unit Increase of 1
0.0887 (0.0869, 0.0905)9.3% (9.1%, 9.5%)
MARA (log)  
 Centered at 1,
Unit Increase of 1
0.2525 (0.2517, 0.2533)28.7% (28.6%, 28.8%)
PCP Specialty  
 Internal medicine0.0270 (−0.0058, 0.0598)2.7% (−0.6%, 6.2%)
 Pediatric medicine  0.1505 (0.1133, 0.1876)16.2% (12.0%, 20.6%)
 Family medicine  REFERENCEREFERENCE
BB-COC-PC of attributed PCP  
 Percentile 40 to 600.1293 (0.0966, 0.1620)13.8% (10.1%, 17.6%)
 Percentile 60 to 80  0.1642 (0.1296, 0.1989)17.9% (13.8%, 22.0%)
 Percentile 80 to 100  0.1612 (0.1234, 0.1991)17.5% (13.1%, 22.0%)
 Percentile 0 to 40  REFERENCEREFERENCE
Specialty * Age 
 Internal medicineAge Centered at 53,
Unit Increase of 10
−0.0205 (−0.0242, −0.0167)−2.0% (−2.4%, −1.7%)
 Pediatric medicineAge Centered at 53,
Unit Increase of 10
 0.0858 (0.0799, 0.0916)9.0% (8.3%, 9.6%)
 Family medicineAge Centered at 53,
Unit Increase of 10
 REFERENCEREFERENCE
MARA * Speciality 
 Internal medicineMARA Centered at 1,
Unit Increase of 1
0.0098 (0.0082, 0.0115)1.0% (0.8%, 1.2%)
 Pediatric medicineMARA Centered at 1,
Unit Increase of 1
 −0.0300 (−0.0313, −0.0287)−3.0% (−3.1%, −2.8%)
 Family medicineMARA Centered at 1,
Unit Increase of 1
 REFERENCEREFERENCE
CCI * Speciality 
 Internal medicineCCI Centered at 0,
Unit Increase of 1
0.0020 (−0.0012, 0.0052)0.2% (−0.1%, 0.5%)
 Pediatric medicineCCI Centered at 0,
Unit Increase of 1
 0.0003 (−0.0032, 0.0037)0.0% (−0.3%, 0.4%)
 Family medicineCCI Centered at 0,
Unit Increase of 1
 REFERENCEREFERENCE
BB-COC-PC * Specialty 
 Internal medicinePercentile 40 to 60−0.0468 (−0.1020, 0.0085)−4.6% (−9.7%, 0.9%)
 Internal medicinePercentile 60 to 80 0.0640 (0.0094, 0.1186)6.6% (0.9%, 12.6%)
 Internal medicinePercentile 80 to 100 0.0174 (−0.0388, 0.0736)1.8% (−3.8%, 7.6%)
 Internal medicinePercentile 0 to 40 REFERENCEREFERENCE
 Pediatric medicinePercentile 40 to 60 −0.1665 (−0.2876, −0.0455)−15.3% (−25.0%, −4.4%)
 Pediatric medicinePercentile 60 to 80 −0.1453 (−0.2626, −0.0281)−13.5% (−23.1%, −2.8%)
 Pediatric medicinePercentile 80 to 100 −0.0963 (−0.2272, 0.0346)−9.2% (−20.3%, 3.5%)
 Pediatric medicinePercentile 0 to 40 REFERENCEREFERENCE
 Family medicinePercentile 40 to 60 REFERENCEREFERENCE
 Family medicinePercentile 60 to 80 REFERENCEREFERENCE
 Family medicinePercentile 80 to 100 REFERENCEREFERENCE
 Family medicinePercentile 0 to 40 REFERENCEREFERENCE
BB-COC-PC * Payer 
 MedicarePercentile 40 to 600.0126 (0.0001, 0.0250)1.3% (0.0%, 2.5%)
 MedicarePercentile 60 to 80 −0.0102 (−0.0229, 0.0026)−1.0% (−2.3%, 0.3%)
 MedicarePercentile 80 to 100 0.0279 (0.0145, 0.0413)2.8% (1.5%, 4.2%)
 MedicarePercentile 0 to 40 REFERENCEREFERENCE
 MedicaidPercentile 40 to 60 0.0149 (−0.0013, 0.0312)1.5% (−0.1%, 3.2%)
 MedicaidPercentile 60 to 80 0.0850 (0.0686, 0.1013)8.9% (7.1%, 10.7%)
 MedicaidPercentile 80 to 100 0.0169 (0.0003, 0.0335)1.7% (0.0%, 3.4%)
 MedicaidPercentile 0 to 40 REFERENCEREFERENCE
 CommercialPercentile 40 to 60 REFERENCEREFERENCE
 CommercialPercentile 60 to 80 REFERENCEREFERENCE
 CommercialPercentile 80 to 100 REFERENCEREFERENCE
 CommercialPercentile 0 to 40 REFERENCEREFERENCE
BB-COC-PC * Age 
 Percentile 40 to 60Age Centered at 53,
Unit Increase of 10
−0.0173 (−0.0207, −0.0139)−1.7% (−2.1%, −1.4%)
 Percentile 60 to 80Age Centered at 53,
Unit Increase of 10
 −0.0142 (−0.0178, −0.0105)−1.4% (−1.8%, −1.0%)
 Percentile 80 to 100Age Centered at 53,
Unit Increase of 10
 −0.0285 (−0.0324, −0.0245)−2.8% (−3.2%, −2.4%)
 Percentile 0 to 40Age Centered at 53,
Unit Increase of 10
 REFERENCEREFERENCE
BB-COC-PC * MARA 
 Percentile 40 to 60MARA Centered at 1,
Unit Increase of 1
0.0080 (0.0067, 0.0094)0.8% (0.7%, 0.9%)
 Percentile 60 to 80MARA Centered at 1,
Unit Increase of 1
 0.0087 (0.0073, 0.0102)0.9% (0.7%, 1.0%)
 Percentile 80 to 100MARA Centered at 1,
Unit Increase of 1
 0.0102 (0.0087, 0.0118)1.0% (0.9%, 1.2%)
 Percentile 0 to 40MARA Centered at 1,
Unit Increase of 1
 REFERENCEREFERENCE
BB-COC-PC * CCI 
 Percentile 40 to 60CCI Centered at 0,
Unit Increase of 1
−0.0116 (−0.0142, −0.0090)−1.2% (−1.4%, −0.9%)
 Percentile 60 to 80CCI Centered at 0,
Unit Increase of 1
 −0.0145 (−0.0173, −0.0117)−1.4% (−1.7%, −1.2%)
 Percentile 80 to 100CCI Centered at 0,
UnitIncrease of 1
 −0.0132 (−0.0162, −0.0101)−1.3% (−1.6%, −1.0%)
 Percentile 0 to 40CCI Centered at 0,
Unit Increase of 1
 REFERENCEREFERENCE
BB-COC-PC *
Speciality * Age
 Internal medicinePercentile 40 to 60Age Centered at 53,
Unit Increase of 10
0.0159 (0.0102, 0.0215)1.6% (1.0%, 2.2%)
 Internal medicinePercentile 60 to 80Age Centered at 53,
Unit Increase of 10
−0.0009 (−0.0066, 0.0048)−0.1% (−0.7%, 0.5%)
 Internal medicinePercentile 80 to 100Age Centered at 53,
Unit Increase of 10
0.0077 (0.0018, 0.0136)0.8% (0.2%, 1.4%)
 Internal medicinePercentile 0 to 40Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
 Pediatric medicinePercentile 40 to 60Age Centered at 53,
Unit Increase of 10
−0.0120 (−0.0316, 0.0076)−1.2% (−3.1%, 0.8%)
 Pediatric medicinePercentile 60 to 80Age Centered at 53,
Unit Increase of 10
0.0028 (−0.0148, 0.0204)0.3% (−1.5%, 2.1%)
 Pediatric medicinePercentile 80 to 100Age Centered at 53,
Unit Increase of 10
0.0576 (0.0362, 0.0790)5.9% (3.7%, 8.2%)
 Pediatric medicinePercentile 0 to 40Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
 Family medicinePercentile 40 to 60Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
 Family medicinePercentile 60 to 80Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
 Family medicinePercentile 80 to 100Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
 Family medicinePercentile 0 to 40Age Centered at 53,
Unit Increase of 10
REFERENCEREFERENCE
BB-COC-PC * MARA * Speciality
 Internal medicinePercentile 40 to 60MARA Centered at 1,
Unit Increase of 1
−0.0039 (−0.0064, −0.0014)−0.4% (−0.6%, −0.1%)
 Internal medicinePercentile 60 to 80MARA Centered at 1,
Unit Increase of 1
−0.0019 (−0.0043, 0.0006)−0.2% (−0.4%, 0.1%)
 Internal medicinePercentile 80 to 100MARA Centered at 1,
Unit Increase of 1
−0.0075 (−0.0100, −0.0049)−0.7% (−1.0%, −0.5%)
 Internal medicinePercentile 0 to 40MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
 Pediatric medicinePercentile 40 to 60MARA Centered at 1,
Unit Increase of 1
−0.0002 (−0.0044, 0.0040)−0.0% (−0.4%, 0.4%)
 Pediatric medicinePercentile 60 to 80MARA Centered at 1,
Unit Increase of 1
−0.0010 (−0.0047, 0.0027)−0.1% (−0.5%, 0.3%)
 Pediatric medicinePercentile 80 to 100MARA Centered at 1,
Unit Increase of 1
−0.0144 (−0.0182, −0.0106)−1.4% (−1.8%, −1.1%)
 Pediatric medicinePercentile 0 to 40MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 40 to 60MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 60 to 80MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 80 to 100MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 0 to 40MARA Centered at 1,
Unit Increase of 1
REFERENCEREFERENCE
BB-COC-PC * CCI * Speciality
 Internal medicinePercentile 40 to 60CCI Centered at 0,
Unit Increase of 1
−0.0058 (−0.0105, −0.0011)−0.6% (−1.0%, −0.1%)
 Internal medicinePercentile 60 to 80CCI Centered at 0,
Unit Increase of 1
−0.0136 (−0.0182, −0.0091)−1.4% (−1.8%, −0.9%)
 Internal medicinePercentile 80 to 100CCI Centered at 0,
Unit Increase of 1
−0.0032 (−0.0080, 0.0016)−0.3% (−0.8%, 0.2%)
 Internal medicinePercentile 0 to 40CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
 Pediatric medicinePercentile 40 to 60CCI Centered at 0,
Unit Increase of 1
0.0110 (0.0002, 0.0217)1.1% (0.0%, 2.2%)
 Pediatric medicinePercentile 60 to 80CCI Centered at 0,
Unit Increase of 1
0.0053 (−0.0048, 0.0154)0.5% (−0.5%, 1.6%)
 Pediatric medicinePercentile 80 to 100CCI Centered at 0,
Unit Increase of 1
0.0113 (0.0008, 0.0217)1.1% (0.1%, 2.2%)
 Pediatric medicinePercentile 0 to 40CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 40 to 60CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 60 to 80CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 80 to 100CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
 Family medicinePercentile 0 to 40CCI Centered at 0,
Unit Increase of 1
REFERENCEREFERENCE
  • Abbreviations: SDI, social deprivation index; CCI, Charlson’s comorbidity index; MARA, Milliman advanced risk adjusters; CI, confidence interval.