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Research ArticleOriginal Research

Insurance Types, Usual Sources of Health Care, and Perceived Discrimination

Héctor E. Alcalá, Amanda E. Ng, Sujoy Gayen and Alexander N. Ortega
The Journal of the American Board of Family Medicine July 2020, 33 (4) 580-591; DOI: https://doi.org/10.3122/jabfm.2020.04.190419
Héctor E. Alcalá
From the Department of Family, Population and Preventive Medicine, Program in Public Health, Stony Brook University, Stony Brook, NY (HEA, SG); Department of Epidemiology and Biostatistics, UMD School of Public Health, University of Maryland, College Park, MD (AEN); Dana and David Dornsife School of Public Health, Drexel University Department of Health Management and Policy, Philadelphia, PA 19104 (ANO).
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Amanda E. Ng
From the Department of Family, Population and Preventive Medicine, Program in Public Health, Stony Brook University, Stony Brook, NY (HEA, SG); Department of Epidemiology and Biostatistics, UMD School of Public Health, University of Maryland, College Park, MD (AEN); Dana and David Dornsife School of Public Health, Drexel University Department of Health Management and Policy, Philadelphia, PA 19104 (ANO).
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Sujoy Gayen
From the Department of Family, Population and Preventive Medicine, Program in Public Health, Stony Brook University, Stony Brook, NY (HEA, SG); Department of Epidemiology and Biostatistics, UMD School of Public Health, University of Maryland, College Park, MD (AEN); Dana and David Dornsife School of Public Health, Drexel University Department of Health Management and Policy, Philadelphia, PA 19104 (ANO).
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Alexander N. Ortega
From the Department of Family, Population and Preventive Medicine, Program in Public Health, Stony Brook University, Stony Brook, NY (HEA, SG); Department of Epidemiology and Biostatistics, UMD School of Public Health, University of Maryland, College Park, MD (AEN); Dana and David Dornsife School of Public Health, Drexel University Department of Health Management and Policy, Philadelphia, PA 19104 (ANO).
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Article Figures & Data

Tables

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    Table 1.

    Sample Characteristics, Adult California Health Interview Survey, 2015–2017 (n = 63,100)

    N%SE
    Perceived discrimination in health care
        No44,61971.480.6
        Yes18,48128.520.6
    Main reason for discrimination in health care
        Did not experience discrimination44,61971.480.6
        Dissatisfaction with the health care system4,4765.630.3
        Race or skin color2,7095.230.25
        Age1,9792.440.18
        Way respondent speaks English or other barrier to communication1,3583.190.18
        Insurance status or type1,3082.070.14
        Income or education9911.520.12
    Type of insurance coverage
        Employer-sponsored coverage20,646420.58
        Medicaid10,06221.250.4
        Private coverage, Covered California1,7263.080.18
        Private coverage, off-exchange2,0283.880.25
        Medicare and Medicaid5,4645.50.17
        Medicare alone or with other insurance18,39213.460.23
        Other public sponsored coverage7611.40.12
        Uninsured4,0219.430.29
    Delayed or didn't get needed prescription in past 12 months
         No59,47294.410.26
         Yes3,6285.590.26
    Delayed or didn't get needed medical care in past 12 months
        No58,60993.230.27
        Yes4,4916.770.27
    Site of usual source of care
        Doctor's office or HMO38,85154.950.46
        No usual source of care6,80915.240.34
        Clinic or health center15,87826.990.41
        Emergency room9091.790.17
        Other or no one place6531.020.11
    Race/ethnicity
        White36,81641.530.04
        Latino15,02135.510.01
        Black3,2845.590
        Asian5,55514.30.01
        Other2,4243.070.04
    Citizenship status
        US-born citizen48,55166.690.43
        Naturalized citizen8,68817.590.34
        Noncitizen5,86115.720.36
    Limited English proficiency
        No52,10074.370.47
        Yes11,00025.630.47
    Gender
        Male27,56348.830.01
        Female35,53751.170.01
    Educational attainment
        Less than bachelor's degree37,16861.920.38
        Bachelor's degree or above25,93238.080.38
    Age, y
        18–298,36822.10
        30–396,38418.020
        40–497,30617.260
        50–5911,16616.430.2
        60–6913,66014.160.35
        70+16,21612.010.3
    Household income (as % of FPL)
         0–138% of FPL15,16926.60.57
        139–249% of FPL10,82217.260.37
         250–399% of FPL10,06716.130.42
        400% of FPL and higher27,042400.04
    Urban or rural residence
        Rural11,7589.960.36
        Urban51,34290.040.36
    Health status
        Excellent, very good, or good49,20577.910.44
        Fair or poor13,89522.090.44
    Visual or hearing problem or impairment
        No6,7437.950.24
        Yes56,35792.050.24
    Chronic condition
        No30,08856.830.44
        Yes33,01243.170.44
    Survey year
        201521,03433.120
        201620,91633.340.01
        201721,15033.540
    • FPL, Federal poverty level; SE, standard error; HMO, health maintenance organization.

    • All frequencies and standard errors are weighted. Sample sizes are unweighted.

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    Table 2.

    Logistic Regression Models for Odds of Perceiving Discrimination in Health Care, by Reason for Discrimination (n = 63,100)

    Reason for DiscriminationDissatisfaction with Health CareRace or Skin ColorAgeWay Respondent Speaks English or Other Barrier to CommunicationInsurance Status or typeIncome or EducationAny Reason
    AOR95%CIAOR95%CIAOR95%CIAOR95%CIAOR95%CIAOR95%CIAOR95%CI
    Type of insurance coverage
        Employer-sponsored coverageReferenceReferenceReferenceReferenceReferenceReferenceReference
        Medicaid1.16(0.86, 1.56)1.41(1.04, 1.90)0.85(0.51, 1.41)0.77(0.48, 1.23)1.25(0.79, 1.98)1.52(0.78, 2.96)1.28(1.10, 1.50)
        Private coverage, Covered California1.17(0.62, 2.21)0.99(0.53, 1.85)1.11(0.62, 2.00)1.12(0.54, 2.33)0.88(0.40, 1.92)1.48(0.41, 5.33)1.25(0.92, 1.70)
        Private coverage, off-exchange0.65(0.43, 0.99)0.68(0.31, 1.48)1.25(0.69, 2.30)0.88(0.36, 2.19)0.82(0.12, 5.63)1.70(0.70, 4.13)0.92(0.72, 1.17)
        Medicare and Medicaid0.95(0.62, 1.46)1.26(0.80, 2.00)0.87(0.50, 1.56)0.73(0.35, 1.53)0.85(0.43, 1.69)1.54(0.72, 3.26)1.14(0.82, 1.58)
        Medicare alone or with other insurance0.98(0.73, 1.31)0.85(0.52, 1.38)0.98(0.61, 1.59)0.82(0.39, 1.71)0.76(0.43, 1.36)0.73(0.32, 1.67)1.06(0.83, 1.34)
        Other public sponsored coverage1.36(0.72, 2.60)0.58(0.27, 1.26)1.11(0.34, 3.62)0.37(0.08, 1.69)0.76(0.23, 2.50)0.98(0.32, 3.03)1.07(0.73, 1.59)
        Uninsured0.95(0.65, 1.39)1.21(0.80, 1.83)1.00(0.44, 2.23)0.71(0.40, 1.25)0.84(0.44, 1.61)1.07(0.52, 2.19)0.99(0.79, 1.24)
    Site of usual source of care
        Doctor's office or HMOReferenceReferenceReferenceReferenceReferenceReferenceReference
        No usual source of health care0.76(0.49, 1.18)1.02(0.71, 1.48)1.09(0.61, 1.95)0.92(0.63, 1.34)1.35(0.79, 2.42)0.96(0.56, 1.65)0.96(0.82, 1.13)
        Clinic or health center1.07(0.88, 1.29)1.00(0.80, 1.26)1.27(0.82, 1.96)1.19(0.83, 1.71)1.05(0.72, 1.52)1.06(0.69, 1.62)1.10(0.98, 1.24)
        Emergency room1.30(0.63, 2.72)1.29(0.72, 2.31)0.85(0.22, 3.28)1.06(0.46, 2.48)1.67(0.64, 3.55)1.05(0.40, 2.76)1.54(1.12, 2.10)
        Other or no one place2.16(1.03, 4.51)1.38(0.64, 2.99)1.68(0.58, 4.88)0.35(0.08, 1.61)0.48(0.24, 3.17)0.64(0.20, 2.02)1.20(0.80, 1.80)
        Other comparisons
        Covered California versus off-exchange1.81(0.95, 3.43)1.46(0.64, 3.31)0.88(0.43, 1.82)1.27(0.40, 3.99)1.07(0.12, 9.74)0.87(0.18, 4.18)1.36(0.90, 2.06)
    • AOR, adjusted odds ratio; HMO, health maintenance organization, CI, confidence interval.

    • Significant associations denoted in bold, at P < .05.

    • All models control for race, citizenship status, gender, educational attainment, age, household income, health status, diagnosis of chronic conditions, visual or hearing problem or impairment, survey year, and urban or rural residence.

    • View popup
    Table 3.

    Logistic Regression Models for Odds of Perceiving Discrimination in Health Care, by Reason for Discrimination with Interactions by Race (n = 63,100)

    Reason for discriminationRace or Skin ColorAny Reason
    AOR95%CIAOR95%CI
    Type of insurance coverage
        Employer-sponsored coverageReferenceReference
        Medicaid3.49(1.97, 6.15)1.81(1.42, 2.30)
        Private coverage, Covered California0.93(0.30, 2.88)1.33(0.80, 2.21)
        Private coverage, off-exchange0.85(0.25, 2.96)1.21(0.89, 1.63)
        Medicare and Medicaid2.41(0.96, 6.04)1.54(1.07, 2.23)
        Medicare alone or with other insurance0.54(0.25, 1.16)1.18(0.94, 1.47)
        Other public sponsored coverage0.40(0.06, 2.84)0.99(0.62, 1.61)
        Uninsured2.64(0.24, 29.15)1.16(0.71, 1.91)
    Race/ethnicity
        WhiteReferenceReference
        Latino5.41(3.06, 9.55)1.17(0.97, 1.41)
        Asian4.85(2.86, 8.25)0.76(0.59, 0.98)
        Black20.12(10.73, 37.75)1.94(1.31, 2.89)
        Other10.60(5.28, 21.29)1.59(1.18, 2.14)
    Type of insurance coverage*Race/ethnicity
        Medicaid*Latino0.40(0.20, 0.81)0.59(0.44, 0.80)
        Medicaid*Asian0.27(0.11, 0.69)0.62(0.37, 1.05)
        Medicaid*Black0.37(0.17, 0.83)0.55(0.32, 0.94)
        Medicaid*Other0.23(0.08, 0.63)0.77(0.42, 1.38)
        Private coverage, Covered California*Latino1.57(0.36, 6.91)0.84(0.37, 1.88)
        Private coverage, Covered California*Asian0.84(0.08, 8.61)1.12(0.39, 3.19)
        Private coverage, Covered California*Black1.00(0.16, 6.34)0.96(0.29, 3.11)
        Private coverage, Covered California*Other0.07(0.01, 0.55)0.56(0.13, 2.48)
        Private coverage, off-exchange *Latino0.64(0.11, 3.78)0.57(0.29, 1.14)
        Private coverage, off-exchange*Asian1.07(0.18, 6.36)0.66(0.24, 1.86)
        Private coverage, off-exchange*Black0.91(0.15, 5.65)0.36(0.10, 1.26)
        Private coverage, off-exchange*Other0.17(0.00, 6.07)0.49(0.15, 1.61)
        Medicare and Medicaid*Latino0.46(0.14, 1.53)0.59(0.38, 0.91)
        Medicare and Medicaid*Asian0.41(0.08, 2.07)0.52(0.24, 1.12)
        Medicare and Medicaid*Black0.51(0.11, 2.50)0.56(0.31, 1.00)
        Medicare and Medicaid*Other0.47(0.11, 2.49)1.26(0.51, 3.13)
        Medicare alone or with other insurance*Latino1.41(0.47, 4.24)0.70(0.47, 1.06)
        Medicare alone or with other insurance*Asian1.86(0.49, 7.00)1.07(0.64, 1.80)
        Medicare alone or with other insurance*Black2.20(0.86, 5.51)0.70(0.42, 1.16)
        Medicare alone or with other insurance*Other2.01(0.54, 7.39)1.11(0.62, 2.00)
        Other public sponsored coverage*Latino0.91(0.06, 13.11)1.13(0.48, 2.66)
        Other public sponsored coverage*Asian4.51(0.20, 96.67)1.75(0.44, 6.89)
        Other public sponsored coverage*Black0.79(0.06, 10.79)0.89(0.27, 2.95)
        Other public sponsored coverage*Other1.76(0.14, 22.34)0.60(0.15, 2.43)
        Uninsured*Latino0.45(0.03, 6.38)0.76(0.44, 1.32)
        Uninsured*Asian0.49(0.04, 6.73)0.67(0.27, 1.66)
        Uninsured*Black0.36(0.02, 5.58)0.80(0.29, 2.16)
        Uninsured*Other0.13(0.01, 2.74)0.68(0.29, 1.57)
    Overall Test for Insurance Type* Race Interaction
    FP-ValueFP-Value
    1.520.05151.330.1354
    • AOR, adjusted odds ratio.

    • Significant associations denoted in bold, at P < .05.

    • 95%CI = 95% confidence interval.

    • All models control for race, citizenship status, gender, educational attainment, age, household income, health status, diagnosis of chronic conditions, visual or hearing problem or impairment, survey year, and urban or rural residence.

    • View popup
    Table 4.

    Logistic Regression Models for Odds of Delaying Medical Needed Medical Care or Prescription Drugs in the Past 12 Months, by Reason for Discrimination (n = 63,100)

    Delayed or Did Not Get Needed Prescriptions in Past 12 MonthsDelayed or Did Not Get Needed Medical Care in Past 12 Months
    AOR95%CIAOR95%CI
    Reason for Discrimination
        Dissatisfaction with the health care system1.66(1.28, 2.15)1.79(1.38, 2.33)
        Race or skin color1.69(1.17, 2.46)1.13(0.80, 1.59)
        Age1.30(0.87, 1.96)1.41(1.00, 1.99)
        Way respondent speaks English or other barrier to communication1.06(0.56, 1.84)1.97(1.33, 2.92)
        Insurance status or type0.92(0.61, 1.39)1.61(1.11, 2.35)
        Income or education1.35(0.83, 2.20)1.61(0.96, 2.71)
        Any reason1.75(1.48, 2.07)2.04(1.70, 2.44)
    • Significant associations denoted in bold, at P < .05.

    • AOR, adjusted odds ratio.

    • 95%CI = 95% confidence interval.

    • All models control for race, citizenship status, gender, educational attainment, age, household income, health status, diagnosis of chronic conditions, visual or hearing problem or impairment, survey year, and urban or rural residence.

    • Each row in the table represents a separate model.

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Insurance Types, Usual Sources of Health Care, and Perceived Discrimination
Héctor E. Alcalá, Amanda E. Ng, Sujoy Gayen, Alexander N. Ortega
The Journal of the American Board of Family Medicine Jul 2020, 33 (4) 580-591; DOI: 10.3122/jabfm.2020.04.190419

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Insurance Types, Usual Sources of Health Care, and Perceived Discrimination
Héctor E. Alcalá, Amanda E. Ng, Sujoy Gayen, Alexander N. Ortega
The Journal of the American Board of Family Medicine Jul 2020, 33 (4) 580-591; DOI: 10.3122/jabfm.2020.04.190419
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